AVAILABLE FINANCING PROGRAMS

Energize CT Heating Loan Program

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Borrow up to $15,000 at an 0.99% interest rate for eligible energy-efficient heating equipment

​Now through October 31, 2017, financing at a 0.99% interest rate, up to $15,000, is available for qualified homeowners for the purchase and installation of eligible energy-saving heating equipment. Repayment through your utility bill makes the process easy. 


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HES Payment Plan (Micro) Loan

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 The HES Payment Plan Loan provides low-cost financing for energy efficiency improvements. The objective is to reduce household costs while maintaining healthy, efficient, and comfortable homes. 

Financing available for:

  • Ductless Heat Pumps
  • Natural Gas Hot Water Heaters
  • Electric Heat Pump Water Heaters

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SMART-E LOAN: Finance Your Next Smart Energy Project

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Making your home more weather tight with improved insulation, windows, upgrading to ENERGY STAR® heating and cooling systems, improving the efficiency of your hot water equipment - all of these improvements and more will assist you to reduce your energy consumption and can lower your utility bills. C4C can help you finance these improvements with low interest loans made possible through a partnership with the CT Green Bank.

Loans may be for $500 to $40,000 and funding will be used for conducting qualified improvements/equipment replacements. Non-listed work directly related and necesary to the installation of the listed qualifying measures may be financed along with the qualifying measure at the applicable interest rate (capped at 25% of the total loan amount).

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ECL LOAN - Energy Conservation Loan Program

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**Effective 12/28/2017, the ECL loan program is limited to emergency situations only (non-working heating systems and leaking roofs). Applicants must be ineligible for other programs in order to qualify for an emergency loan**

Energy Conservation Loans finance energy conservation improvements for low- and moderate-income single-family (1-4 units) home owners. This program is funded by the Connecticut Department of Housing (DOH) and is administered by C4C. This loan may be used to finance energy efficient home improvements up to $25,000 at below-market interest rates. Zero-percent interest rate loans are available for higher-efficiency boilers and furnaces.

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LANDLORD LOAN

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Making your property more weather tight and energy efficient will assist you in attracting tenants, reducing the property’s energy consumption, and lowering utility bills.

Loans may be for $3,000 to $40,000 and funding will be used for conducting qualified improvements/ equipment replacements. Non-listed work directly related and necessary to the installation of the listed qualifying measures may be financed along with the qualifying measure at the applicable interest rate - (capped at 20% of the total loan amount).

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NEED A ENERGY LOAN?

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Need an energy loan but not sure which is right for you and your needs? Visit Capital For Change and learn about the programs that are available now, find out rates and qualifications.

 

C4C helps homeowners conserve energy usage and decrease costs through audits, retrofits, and alternative / clean energy improvements.

Simply click above on the ECL, SMART-E, HES, Landlord Loan or Energize CT Heat Loan for program eligibility criteria and to apply.

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