Explore Heating and Cooling
Financing Options
Discover the key to making your heating and cooling upgrades more accessible and budget-friendly with our guide to financing options available in Connecticut. American Heating & Air Conditioning is dedicated to helping you find the most beneficial financing solutions for your home improvement projects. By collaborating with esteemed programs like Energize CT, Capital For Change, and the National Energy Improvement Fund, we offer you a pathway to enhancing your home’s comfort and efficiency without the financial strain.
SMART-E LOAN SMART
ENERGY PROJECT FINANCING
Making your home more weather tight with improved insulation, windows, upgrading to ENERGY STAR® heating and cooling systems, improving the efficiency of your hot water equipment – all of these improvements and more will assist you to reduce your energy consumption and can lower your utility bills. C4C can help you finance these improvements with low interest loans made possible through a partnership with the CT Green Bank.
Loans may be for $500 to $40,000 and funding will be used for conducting qualified improvements/equipment replacements. Non-listed work directly related and necessary to the installation of the listed qualifying measures may be financed along with the qualifying measure at the applicable interest rate (capped at 25% of the total loan amount).
NEIF LOAN - NATIONAL ENERGY IMPROVEMENT FUND
Fast, Simple, Low Monthly Payment Plans for Home Energy Improvements
The National Energy Improvement Fund (NEIF)is mission-based public benefit lender which specializes in longer term, affordable monthly payment plans for energy-saving improvements
- Heating & Cooling
- No pre-qualified equipment! This means that YOU choose the right equipment/system to fit YOUR needs and YOUR budget!
- No lien on your home
- No penalties for prepayment
- Credit based financing
NEIF works with states, utilities, green banks and other program partners to provide rates and terms that are not typically available from other banks or lenders.
HES Payment Plan
(Micro) Loan
The HES Payment Plan Loan provides low-cost financing for energy efficiency improvements. The objective is to reduce household costs while maintaining healthy, efficient, & comfortable homes.
Save Energy and Money by Improving Your Home’s Energy Efficiency with 0% Financing
Loans may be for $1,000 to $3,000 and funding will be used for conducting qualified improvements/ equipment replacements. Non-listed work directly related and necessary to the installation of the listed qualifying measures may be financed along with the qualifying measures at the applicable interest rate (capped at 20% of the total loan amount).
TERMS:
- $1,000 to $3,000 loan amount
- 0% interest rate
- 3 year (36 months) repayment term
LANDLORD LOAN
Save Energy and Money by Improving Your Investment Property’s Energy Efficiency with low-cost financing
Making your property more weather tight and energy efficient will assist you in attracting tenants, reducing the property’s energy consumption, and lowering utility bills.
Loans may be for $3,000 to $40,000 and funding will be used for conducting qualified improvements/ equipment replacements. Non-listed work directly related and necessary to the installation of the listed qualifying measures may be financed along with the qualifying measure at the applicable interest rate – (capped at 20% of the total loan amount).
Loan Terms:
$3,000 to $40,000 loan amount
4.49% – 6.99% interest rate
5-12 year repayment term
Eligible
Applicants must own a single or 2-4 family home (includes condos, mobile homes, and vacation homes) in the State of Connecticut
Projects that are underway or completed will not qualify for financing. Please do not schedule your project until after you have received your loan documents
Providing Expert Cooling And Heating Services To
The Greater Waterbury area
AREAS WE SERVE
Make American Heating & Air Conditioning
your preferred contractor
Once you’ve secured the perfect financing option, let American Heating & Air Conditioning take your project across the finish line. Our expertise in heating and cooling systems ensures that your installation, upgrade, or repair is executed flawlessly, contributing to your home’s comfort and efficiency.
American Heating & Air Conditioning Service:
Ready to transform your home with affordable financing?
Contact us today to discuss your options and see how we can make your next heating and cooling project a reality. Let us help you improve your home’s efficiency and comfort, all within your budget.